KPMG European Central Bank Office Archive
ECBO Archive
Explore past content and thought leadership produced by KPMG ECB Office.
TOPICS
- Basel 4
- Brexit
- Business Model Transformation
- Credit risk management and loan origination
- Data Quality
- ECB Angle to Audit & Accounting
- ECB Angle to ESG
- ECB Angle to IT
- ECB Priorities and activities
- IBOR - Alternative risk-free rates
- Internal Governance & Risk Management
- Leveraged Finance
- Recovery & Resolution
- Responding to COVID-19
- SREP
- SSM beyond COVID-19
- SSM & the Banking Union
- Stress Testing
- The future of IRB: DoD, TRIM and Model Risk Management
Business Model Transformation
- Business model resilience
- Business Model Assessments
- Are European banks investable?
- PSD2: EBA defines a clear path to authentic and secure communications
- PSD2 and the power of APIs
- The profitability of EU banks – Hard work or a lost cause?
- Business models under the scope – ECB’s supervisory focus in 2016
- Business model analysis – an ECB top priority
Credit risk management and loan origination
- Credit risk landscape
- Credit risk management: SSM supervisory focus remains strong for 2022
- Credit risk: a focal point of the SREP 2021 dialogues
- With asset quality on the brink, supervisors’ focus on credit risk is growing
- SSM beyond COVID-19: Credit Risk
- EBA final Guidelines loan origination and monitoring
- EBA draft Guidelines loan origination and monitoring
- Credit Underwriting and Loan Origination
- Credit risk: Mounting supervisory concerns over real estate
ECB Angle to ESG
ECB Angle to IT
- The Digital Euro: the digitalisation of the banking sector heats up
- Embedding AI in banking business models
- Central Bank Digital Currencies – the Digital Euro takes centre stage
- SSM beyond COVID-19: Operational Resilience
- An unexpected live test of operational resilience
- Artificial Intelligence and Banking Supervision: preserving the human touch
- A continuing focus on ICT risks
- Cloud computing: a silver lining for banks
- Outsourcing NPLs: an emerging trend
- Raising the bar for ICT risk assessments
- A supervisory focus on Fintech
- Steps on the stairway to cloud outsourcing
- The way forward for Europe’s digital integrated market
- European Banking Authority launches consultation on ICT Risk
- Cyber security is the most prevalent IT risk for banks
- ECB Angle to IT Homepage
ECB priorities and activities
- Liquidity & funding risks: Turbulent times
- Lombard loans
- SSM supervisory priorities 2022-2024
- SSM priorities 2020
- SSM priorities 2019
- Shining the light on the fit and proper framework
- SSM beyond COVID-19: ICLAAP
- Manage capital in uncertain times
- ICAAP and ESG risks
- Anti-Money Laundering
- ICAAP moves to the centre of the ECB's agenda
- Trends in supervisory on-site activities
- ECB, EBA and SRB priorities and action plans for 2018
- ICAAP + ILAAP = ICLAAP?
- Three institutions, three working programs for 2017
- Supervisory priorities: What to expect for 2017
- On-site inspections: What to expect from the ECB
- Joint efforts: A comparison of the EBA key areas of focus 2016 with ECB’s priorities 2016
- The ECB's supervisory priorities for 2016
- Risk and regulatory challenges
IBOR - Alternative risk-free rates
Internal Governance & Risk Management
- Risk Culture and ECB expectations
- Expectations grow for Internal Audit
- ICAAP moves to the centre of the ECB's agenda
- Credit Underwriting and Loan Origination
- Change management in Internal Audit
- Internal governance: Addressing weaknesses
- Misconduct: Reduce risk, reap the benefit
- Supervisory Boards ‘invisible members'
- The banking board of the future
- Internal audit: Threading the needle (report)
- Internal Audit: Threading the needle
- Navigating through uncertainty: European banks’ non-financial risks
- SSM supervisory statement on governance and risk appetite
Non-Performing Loans
- Non-performing loans (NPLs)
- Non-performing loans: Early signs point towards an increase in 2023
- Towards further harmonisation of the European NPL market
- EU regulatory focus on non-performing loans
- NPLs: The picture is getting clearer
- Credit Underwriting and Loan Origination
- NPLs: Where do we stand?
- Outsourcing NPLs: an emerging trend
- NPL Data: Building Resilience
- Non-Performing Loans Homepage
- Non-Performing Loans: What can EU banks expect in 2018?
- ECBs Prudential Provisioning Backstop for NPLs
- Non-performing loans in Europe: what are the solutions?
- Are you ready to discuss the final ECB NPL Guidance with your Joint Supervisory Team?
- An update on The ECB’s work on non-performing loans
- Non-performing loans – setting expectations to meet SSM priorities
- Non Performing Exposures
Recovery & Resolution
- Resolution
- Valuation for the purpose of resolution
- Playbooks and dry-runs: How to improve recovery planning across Europe
- Striking a balance between recovery and resolution
- Resolution: an evolving journey in Europe (PDF 1.7 MB)
- Recovery Planning (PDF 2.0 MB)
- Resolution and bail-in capital – what banks, creditors and shareholders should know
- MREL & TLAC - Cut from the same cloth
- MREL – Impact on funding and business strategy still unknown
SREP
- SREP – Quality, not quantity
- Message received: The ECB’s new Pillar 2 Regime
- SREP 2018: A new look capital stack?
- SREP: The evolving challenge
- SREP 3.0 – The best is yet to come
- LSIs: Fast becoming significant
- SREP 2016 vs SREP 2017
- SREP 2016: How does it compare with 2015?
- MDA Mechanism – The most relevant policy decision to be taken by the SSM
SSM beyond COVID-19 series
SSM & the Banking Union
- State of the Banking Union
- EU Banking Reform – Revising CRR, CRD4 and the BRRD
- Strategic implications of ECB supervision: a blessing in disguise?
- Options and national discretions: For the rule books
- The SSM Fee for Supervision
- The role of the SSM and banking union
- The SSM legal framework and its place within the overall european supervisory framework
- Single Resolution Board – what we know so far
Stress Testing
- 2023 EU-wide stress test: Keeping up with the pace
- 2022 ECB climate risk stress test: A journey starts with a single step
- 2022 ECB climate risk stress test: Let’s keep the ball rolling
- 2022 ECB climate risk stress test: ready, steady, go
- LiST19: The countdown begins
- EBA Stress Test 2018 – Forewarned is forearmed
- EBA Stress Test 2016 – Some banks feel the stress
- The Hurdle Rates in EBA’s stress test 2016
The future of IRB: DoD, TRIM and Model Risk Management
- COVID-19 support measures: Implications for banks' IRB models and beyond
- Refinement of the ECB guide to internal models
- Model Validation
- Qualitative traits of model risk
- Third party model validation
- The next generation of model risks
- Definition of Default: The next hurdle
- Model Governance and Model Risk
